Social Security retirement earnings test: What income counts?



If you’re working and collecting Social Security but haven’t yet reached full retirement age, you might be in for a surprise:  the retirement earning test

“The first issue with the earnings test is a lot of folks don’t even know it exists until they receive their first overpayment notice,” says Jim Blair, a consultant with Premier Social Security Consulting and contributing author of “2022 Social Security & Medicare Facts.



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